Security and Crowd Control

This information is provided to assist you in understanding the coverage being offered and does not modify the terms and conditions of any insurance policy, nor imply a claim is covered. Specific coverage terms vary by class of business. See your policy for full details.  

Security firms may be necessary for large groups.  They can be useful for general crowd control, or may be necessary to escort troublemakers, intoxicated attendees, or suspected thieves or vandals off the premises.  Security professionals should be hired to handle these types of situations.  Do not assign volunteers to this type of sensitive work. Not only is it a huge risk for them but it will not be covered under your Special Event Insurance policy should something go wrong. You should determine in advance of your special event if prudence would dictate engaging an independent contractor adequately trained for this type of security duty. It is essential that your independent security firm have their own insurance specifically designed for their activity naming you as the Additional Insured on their policy. A Special Event Insurance policy will not provide coverage for any type of security operation. Even in small groups, crowd control is important.  The safety crew you hire should be on the look out for potential problems and know who is responsible for handling them.  In case of emergency phone 9-1-1 immediately and don't try to handle it yourself.  

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